AfterPay


Afterpay is fully integrated with the store’s checkout. All you need to do is choose Afterpay as your payment option when you’re ready to buy.

Choose how you want to pay your instalments
Afterpay splits your payments over four equal instalments due every fortnight. Nominate the debit card or credit card you want to use and we’ll schedule automatic payments for you. Get approved instantly and securely No long forms or detailed personal information. Afterpay simply uses your nominated bank card to process your application on the spot.

Enjoy your purchase! 
Afterpay takes care of the rest. They will remind you when payments are due and will process your payments automatically. Next time you use Afterpay, we’ll have all your details saved and ready to go!  

Who Can Use AfterPay?
Afterpay is available to all people who:  
  Live in Australia; 
  Are at least 18 years old; 
  Are capable of entering into a legally binding contract; 
  Have a valid and verifiable email address and mobile number; and 
  Use an Australian credit or debit card to make the purchase.


Is there a cost for using AfterPay?

Afterpay does not charge a fee to shoppers when purchasing. The only fees applied to a shoppers account are late fees if your scheduled payments are unsuccessfully processed and, after being notified, you do not log in to your Afterpay account to make your payment via a different method. 

 
Is AfterPay safe and secure?
Yes. AfterPay understands how important security is so we ensure that your personal information is protected. Afterpay is a PCI DSS Level 1 certified compliant Service Provider organisation. PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive customer credit card information and data. This is the highest level of security in the payment industry. 

What is the refund process?
Returns are subject to U&I Label's returns policy and all goods should be returned as usual. When U&I Label receives the goods and accepts the return, Afterpay will be notified by us and all future payments for that order will be cancelled. If you have already made one or more payments, the instalments paid will be refunded to the credit/debit card that you used to place the order. Once notified by the retailer, we will process the refund immediately and send you an email to confirm that the refund has been applied. The bank may take 5-7 business days to process this amount. Please note, you will be liable for all payment amounts until Afterpay receives confirmation from the retailer that a return has been accepted.